Are you turning 65 or planning to retire soon? Understanding Medicare can be one of the most important steps in securing your healthcare and peace of mind in retirement. At Your Insurance Gal Agency, we understand that Medicare can feel overwhelming, but with a little guidance, you’ll gain clarity and confidence.
Here’s a simple breakdown of Medicare:
- Part A (Hospital Insurance): Covers inpatient hospital stays, skilled nursing facility care, hospice, and some home health care. Most people don’t pay a premium for Part A.
- Part B (Medical Insurance): Covers outpatient services like doctor visits, preventive care, durable medical equipment, and some home health services. There is a monthly premium.
- Part C (Medicare Advantage): These plans, offered by private insurers, combine Part A and B coverage and often include extra benefits like dental, vision, and prescription drug coverage.
- Part D (Prescription Drug Plans): Covers the cost of medications. Offered by private insurers and can be paired with Original Medicare or some Medicare Advantage plans.
Many people are surprised to learn that Medicare doesn’t cover everything. That’s why many choose to enroll in Medicare Supplement Insurance (Medigap) or Medicare Advantage plans for more comprehensive coverage.
At Your Insurance Gal Agency, Stacey Johnson and her team work one-on-one with clients to demystify the process. We’ll help you understand:
- Enrollment timelines and penalties
- Coverage options that suit your health and budget
- Differences between Original Medicare, Advantage plans, and Medigap
We proudly serve retirees across Clark County, including Camas, Ridgefield, and Salmon Creek. Give us a call at (360) 771-1155 or stop by our office in Vancouver. Let us help make your transition to Medicare smooth, simple, and stress-free.
Need Assistance? Contact Us Today!
Our team of Medicare experts is here to help you navigate your coverage and plan for the year ahead. Schedule a consultation today to get started. Contact us here!
