News and Announcements

Dental Discount Plan vs. Dental Insurance

Dental Discount Plan vs. Dental Insurance

Most Americans value proper oral health and understand the need for regular dental check-ups. However, statistics from the American Dental Association show one in five adults put off seeing a dentist. And the primary reason won’t surprise anyone who’s paid a dental bill recently! Unfortunately, the average American simply can’t ...
Read More
Understanding Your Medicare Drug Coverage Options

Understanding Your Medicare Drug Coverage Options

If you’re prescribed medication regularly, you’re most likely aware that prescription drug coverage is available through Medicare. However, did you know there are two ways Medicare can make prescription drugs more affordable? The plans available to you depend on whether you're enrolled in Original Medicare or Medicare Advantage. Medicare Prescription ...
Read More
What You Need to Know About Disability Insurance

What You Need to Know About Disability Insurance

When you’re young, fit and healthy, it’s difficult to imagine that life could be different. That’s why most people never give disability a second thought. But consider this—you’re more likely to become disabled than die prematurely. And according to the Social Security Administration, a quarter of today’s 20-year-olds will become ...
Read More
What is Disability-income Protection?

What is Disability-income Protection?

If you were unable to work due to an accident or illness, could you continue to pay your bills and care for your family? Disability income protection is designed to replace a portion of your income should illness or injury prevent you from earning a living. While rates vary between ...
Read More
Life Insurance Policy Types Explained

Life Insurance Policy Types Explained

Are you wondering what type of life insurance policy is best for you? The answer depends on a variety of factors, including how much you want the policy to pay out and how long you need it to last. Put simply; there are two major types of life insurance—term and ...
Read More
Six Crucial Considerations for Long-Term Care Insurance

Six Crucial Considerations for Long-Term Care Insurance

Is long-term care (LTC) insurance worth the investment? Deciding whether to spend your savings on long-term care insurance, or just accept the risk yourself is a common problem faced by many people. If you never need LTC, you could save thousands, and if only your partner needs care, your joint ...
Read More
How to Enjoy a Long-lasting Retirement

How to Enjoy a Long-lasting Retirement

The biggest mistake anyone can make when planning for retirement is to concentrate solely on the financials. Ernie J. Zelinski, author of How to Retire Happy, Wild and Free,  claims “Many people spend forty years building an impressive retirement nest egg, but no time at all thinking about how they ...
Read More
Five Insurance Policies You Shouldn’t Go Without

Five Insurance Policies You Shouldn’t Go Without

With so many insurance policies on the market, it can be hard to determine exactly what is necessary and what is not. However, finding the right insurance policies for your needs is an essential step towards protecting your most important assets and creating a solid financial future for you and ...
Read More
Tips for Finding Best Independent Health Insurance

Tips for Finding Best Independent Health Insurance

The old saying “you don’t know what you've got until it's gone” is incredibly true when it comes to health insurance plans, especially if you’ve always received coverage from your parents or employer. However, if you recently started a new job that doesn’t offer benefits, began working for yourself, or ...
Read More
The CHRONIC Care Act Expands Medicare Benefits

The CHRONIC Care Act Expands Medicare Benefits

On February 9th, 2018, the CHRONIC Care Act 2017 (Creating High-Quality Results and Outcomes Necessary to Improve Chronic Care) was passed and signed into law by President Trump. The new provisions will alleviate some of the burdens faced by older Americans with extensive medical issues and high-needs. The 19 million ...
Read More
Loading...