Group Health InsurancePremium Savings for Groups
Insurance plans offered to groups, such as employees of a common employer, professional organizations, societies and other organizations, are called “Group Benefit Plans”.
Group coverage allows insurance carriers to offer better rates because their risks are reduced by creating a pool of people that are already together for reasons other than obtaining insurance. By distributing the risk over a larger group of individuals, the insurance carrier can offer more competitive premiums. Group coverage is often considered a powerful incentive to choose one employer over another. In addition to attracting better employees, the employees tend to stay with these companies.
Better premiums for group plans are not just offered in health insurance. You can find group benefit plans for health insurance, life insurance, disability insurance, vision, dental, mortgage protection and much more.
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