If you’ve been putting off reviewing your Medicare coverage, now is the time to act. The Medicare Annual Enrollment Period (AEP) ends on December 7, 2025, and once that deadline passes, most people will be locked into their plan until next year.
AEP is the one time each year when Medicare beneficiaries can:
- Switch from Original Medicare to a Medicare Advantage plan (or vice versa).
- Change from one Medicare Advantage plan to another.
- Review and update your Prescription Drug Plan (Part D).
Many people assume their current plan will continue to meet their needs, but that’s not always the case. Insurance companies frequently update networks, change drug formularies, or adjust out-of-pocket costs. A plan that worked well in 2025 may not be the best fit for 2026.
Why review now?
- Avoid surprise costs – Prescription prices and coverage rules can change.
- Check provider networks – Ensure your doctors and specialists are still covered.
- Take advantage of new benefits – Many Advantage plans now include perks like fitness memberships, vision, or dental coverage.
- Peace of mind – You’ll start 2026 knowing you’re set with the right plan.
At Your Insurance Gal Agency, we know this time of year can feel overwhelming. That’s why our local, caring team takes the time to explain your options in plain language. No gimmicks. No call center pressure. Just honest advice tailored to your needs.
Don’t wait—appointments before December 7 fill up fast. Call us today to make sure you’re in the best position for 2026.
Need Help? Call Your Insurance Gal Agency today at (360) 771-1155 to book your appointment or send us a message.
