Many people assume that once they’ve chosen a Medicare plan, they’re set for life. But the truth is, Medicare plans change every year—and those changes can affect your coverage and your wallet. That’s why reviewing your plan annually is so important.
Medicare Plans Are Not Static
Each year, Medicare Advantage and Part D prescription drug plans adjust their:
Monthly premiums
Copays and coinsurance amounts
Prescription drug lists (formularies)
Provider networks
Extra benefits like dental, vision, or hearing
What worked for you in 2025 might not be the best option for 2026.
The Impact of Small Changes
Even a minor change—like your medication moving to a higher copay tier—can result in hundreds of dollars more in out-of-pocket costs over the course of a year. If your doctor leaves your plan’s network, you may face higher bills or have to change providers.
Local Plan Differences in Clark County
Because Medicare Advantage and Part D plans are county-specific, Clark County residents face unique plan updates each year. A plan that looks good in Vancouver may not even be offered in another part of Washington. Working with a local Medicare agency ensures you’re seeing the plans relevant to you.
Peace of Mind Through a Yearly Review
By reviewing your plan annually, you can:
Ensure your prescriptions are still covered affordably
Confirm your preferred doctors and hospitals are in-network
Explore whether new benefits are available
Avoid unpleasant surprises in January
Think of it as preventive care—not just for your health, but for your coverage.
We’ve been helping seniors in Vancouver and Clark County navigate Medicare changes for years. Call (360) 771-1155 or book online to schedule your 2026 Medicare review today.
Medicare Disclaimer: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options
