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Understanding Medicare Coverage (Parts A, B, C & D)

Understanding Medicare Coverage (Parts A, B, C & D)

Medicare is both straightforward and complex in the health care coverage it provides. It’s straightforward in the sense that the federal health insurance program, created in 1965 alongside Medicaid, is designed for American citizens over the age of 65 (but also...
What is Long-term Care Insurance?

What is Long-term Care Insurance?

If you or someone you love is in need of long-term care, it might be time to consider long-term care health insurance. Although more expensive than other healthcare plans, the daily assistance and community that comes with long-term care can significantly increase our...
5 Tips to Save Money on Your Health Insurance Plan

5 Tips to Save Money on Your Health Insurance Plan

For many Americans, great health insurance comes at a cost. On the surface, premiums and deductibles seem straightforward (these are the expenses you’ll pay both monthly and annually). However, there are many more factors to consider such as copays, coinsurance,...
Celebrating Martin Luther King

Celebrating Martin Luther King

Celebrating Martin Luther King January 15, 2018 The Martin Luther King, Jr. Holiday celebrates the life and legacy of a man who brought hope and healing to America. We commemorate as well the timeless values he taught us through his example — the values of courage,...
Peace About Retirement

Peace About Retirement

“Seventy-eight percent of investors think they will have enough money to maintain the lifestyle they want in retirement, up from 69% in 2014, according to the Wells               Fargo/Gallop Investor and Retirement Optimism Index. In fact, 31% feel highly...

Productively Preparing for Public Speaking

As insurance agents we are constantly presenting. With all this practice we have come up with a few tricks to calm nerves and keep a clear head while being on the spot. For most American’s, public speaking is major fear. Being in front of others in any form...