Medicare is both straightforward and complex in the health care coverage it provides. It’s straightforward in the sense that the federal health insurance program, created in 1965 alongside Medicaid, is designed for American citizens over the age of 65 (but also...
If you or someone you love is in need of long-term care, it might be time to consider long-term care health insurance. Although more expensive than other healthcare plans, the daily assistance and community that comes with long-term care can significantly increase our...
For many Americans, great health insurance comes at a cost. On the surface, premiums and deductibles seem straightforward (these are the expenses you’ll pay both monthly and annually). However, there are many more factors to consider such as copays, coinsurance,...
Signing up for health insurance is a confusing process in itself, with numerous primary doctors, health service providers and financial factors to consider. If these decisions weren’t frustrating enough, the mechanics of health insurance are a complicated and tangled...
Celebrating Martin Luther King January 15, 2018 The Martin Luther King, Jr. Holiday celebrates the life and legacy of a man who brought hope and healing to America. We commemorate as well the timeless values he taught us through his example — the values of courage,...
For some of us—especially those who are young and fit—questioning whether health insurance is worth it is a common problem to explore. After all, why spend so much money on coverage when the chances of needing it seem slim? From a particular financial perspective,...
